Central Illinois Credit Seminars


Have you seen our articles in the Peoria  IBI?

IBI - Credit Scores The Silent Killer

IBI - Three Ways To Raise Your Credit Score

IBI - How Creditors Damage Your Credit Report

IBI - 7 Credit Myths

IBI - Local Survey

Experian has a very good education web page:

Credit Education
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Please read this e-mail from Fair Isaacs.
It explains the importance of the Purpose Code in calculating the Credit Score.
It plainly states:
"If the inquiries are not listed as being mortgage, auto or student loan,
then each inquiry will individually impact the score."
myfico e-mail



Updated 1-30-16